5 Tips to Take Your Credit From Good to Great
Even if your credit is already solid, it pays to keep improving. A higher score (especially above 760) can give you more options — and better rates — when applying for a mortgage. Here are some tips to help you improve:
The Importance of Getting Preapproved
Many first time homebuyers mistakenly believe that the first step to buying a home is to find the home they want to live in. In reality, searching for a home should come only after two important things have been completed: finding the right real estate agent and getting pre-approved. Today’s post is about the second step…
Interest Rate vs. APR: What’s the Difference?
When shopping for a new home loan, it’s easy to feel overwhelmed by the terminology that lenders and realtors use to describe various aspects of lending: PITI, conforming/non-conforming, jumbo, conventional/nonconventional, ARM… I often tell clients, when in doubt, ask your lender to explain anything and everything to you. There are no dumb questions in real…